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Schengen Entry
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Schengen Proof of Funds Calculator
See how much money border guards can ask you to show for your stay, using the official reference amounts for all 29 Schengen countries.
Amount to be ready to show
Reference amounts
Proof of funds by Schengen country
From the European Commission's consolidated reference amounts dated 8 June 2026.
| Country | Rule |
|---|---|
| Austria | No reference amount. Assessed case by case depending on purpose, type and duration of stay; cash, traveller's cheques, credit cards, bank guarantees or letters of guarantee from solvent Austrian residents may be accepted. |
| Belgium | Approx. EUR 95 per day if staying at a hotel; approx. EUR 45 per day if staying with a private individual (host can instead sign an authenticated letter of guarantee/declaration of liability). A return ticket is usually also required. |
| Bulgaria | At least EUR 50 per day for subsistence, minimum EUR 500 per stay (or prepaid tourist services). Separately, accommodation funds of at least EUR 50 per day unless there is a prepaid hotel booking or a host invitation-declaration covering costs (so effectively EUR 100/day with no booked/hosted accommodation). Plus return ticket or funds; EUR 100 extra if entering driving a vehicle. Transit: EUR 50 per transit (+EUR 200 by vehicle). |
| Croatia | EUR 70 per day. EUR 30 per day with a certified letter of guarantee from a Croatian natural/legal person, proof of a tourist booking or similar. No proof of means needed if a certified guarantee states the guarantor covers all stay and departure costs. |
| Czechia | Stays up to 30 days: CZK 1,565 per day (0.5 x subsistence minimum of CZK 3,130). Stays over 30 days: CZK 46,950 (15 x subsistence minimum) plus CZK 6,260 per whole month of stay. Under-18s need half. Prepaid services, police-certified host invitation (Letter of Invitation) also accepted. Amounts are indexed to the national subsistence minimum (figures quoted as of 1 Jan 2023) and may have moved since. |
| Denmark | DKK 350 per 24 hours (in principle), assessed case by case taking accommodation and return journey into account; must also show means for return (e.g. return ticket). |
| Estonia | EUR 70 for each allowed day of stay. |
| Finland | Case by case. Approx. EUR 50 per day in addition to funds or tickets for departure and accommodation during the stay; depends on accommodation arrangements and any sponsor. |
| France | EUR 120 per day with no hotel reservation. EUR 65 per day for the period covered by a hotel reservation (EUR 120 for the rest). EUR 32.50 per day with an attestation d'accueil (hosted). Travel medical insurance also required. (EUR 65 is pegged to the daily SMIC as of 2012 and has not been re-notified.) |
| Germany | No mandatory daily amount; assessed individually (purpose, length, staying with relatives/friends). If the traveller cannot credibly show circumstances, EUR 45 per day. Return/onward ticket also expected. Host declarations of commitment, bank guarantees etc. accepted. |
| Greece | EUR 50 per person per day, minimum EUR 300 total for stays up to 5 days. Minors: amounts halved (EUR 25/day). |
| Hungary | EUR 40 per day of planned stay (Decree of the Minister of Interior No 9 of 2024). |
| Iceland | ISK 8,000 per person per day; halved if a third party bears the costs of the stay. Minimum ISK 40,000 per entry. |
| Italy | Tourism table (one traveller / per person in a group of 2+): 1-5 days fixed EUR 269.60 / 212.81; 6-10 days EUR 44.93 / 26.33 per day; 11-20 days EUR 51.64 / 25.82 fixed + EUR 36.67 / 22.21 per day; over 20 days EUR 206.58 / 118.79 fixed + EUR 27.89 / 17.04 per day. Must also show suitable accommodation and funds/ticket for return. |
| Latvia | At least EUR 14 per day for stays up to 30 days; no less than the minimum monthly wage (stated as EUR 700) for stays over 30 days. Not required if the registered inviter undertakes to cover costs. Must also be able to pay for planned accommodation/fuel if asked. (EUR 700 is the wage figure as notified in 2024; Latvia's minimum wage has since risen, so check current figure.) |
| Liechtenstein | Around CHF 100 per day if bearing own costs; around CHF 30 per day for students with a valid student ID. Guests at a private residence can use a host's formal undertaking (Verpflichtungserklaerung, liability CHF 30,000). |
| Lithuania | EUR 50 per day (Order of the Minister of Foreign Affairs No V-227 of 4 July 2023). Not required for a minor travelling with an adult family member. Alternatively a MIGRIS invitation (Tarpininkavimo rastas) from a host who undertakes accommodation and support. |
| Luxembourg | Approx. EUR 67 per day (daily unskilled minimum wage as of 1 Jan 2018), plus return ticket. An endorsed statement of financial liability (prise en charge) can replace personal funds. |
| Malta | EUR 48 per day for the duration of the visit (administrative practice). |
| Netherlands | EUR 55 per person per day, applied flexibly depending on duration, purpose and personal circumstances. |
| Norway | Case by case. NOK 1,300 per day with no planned accommodation (at least NOK 1,000 per person per day if more than one traveller). NOK 300 per day if staying with family/friends or in pre-paid accommodation. With hotel/apartment reservations: enough to pay for that accommodation and activities. |
| Poland | PLN 300 total for stays up to 4 days; PLN 75 per day for stays over 4 days. PLN 20/day (min PLN 100) if stay costs are prepaid or for tourist/youth/sport events, sanatorium, holiday-work. Plus return funds: PLN 200 (from neighbouring country), PLN 500 (from other EU state), PLN 2,500 (from non-EU country). |
| Portugal | EUR 75 per entry plus EUR 40 per day of stay. May be exempted if board and lodging are guaranteed for the stay. |
| Romania | EUR 50 per day, no less than EUR 500 for the whole stay. EUR 30 per day for nationals subject to the invitation procedure (amount to be made available by the inviting person). |
| Slovakia | EUR 56 per person per day (30 accommodation, 4 breakfast, 7.50 lunch, 7.50 dinner, 7 pocket money). Partially covered costs are taken into account; can be replaced by a certified invitation or research hosting agreement. |
| Slovenia | EUR 70 per day if subsistence is not otherwise secured (sponsorship declaration, letter of guarantee, or paid accommodation as part of a tourist arrangement). Minors accompanied by parents: 50% (EUR 35). |
| Spain | EUR 122.10 per person per day (10% of the gross national minimum wage) multiplied by days and dependants, with a minimum of EUR 1,098.90 per person regardless of length (90% of minimum wage). Plus a personal, fixed-date return/onward ticket. Cards must be backed by a recent bank statement. |
| Sweden | SEK 700 per day, set by Swedish legislation as of 15 April 2026. |
| Switzerland | Approx. CHF 100 per day if bearing own costs; approx. CHF 30 per day for students with a valid student card. Guests of a private host can use the host's declaration of liability (CHF 30,000). |
Common Questions
Frequently Asked Questions
Do I need to show proof of funds to enter the Schengen area?
Border guards can ask non-EU visitors to show that they have enough money for their stay and their return journey. Each Schengen country sets its own reference amount, and the European Commission publishes them together.
How much money do I need per day?
It depends on the country. France asks for EUR 120 a day without a hotel booking (EUR 65 with one, EUR 32.50 if you are hosted), Spain asks for EUR 122.10 a day with a minimum of EUR 1,098.90, and Germany uses EUR 45 a day where it needs a figure. Austria has no fixed amount and decides case by case.
What counts as proof of funds?
Cash and bank cards are the usual evidence. Several countries also accept a formal guarantee or declaration from a host who agrees to cover your costs, such as Belgium, Croatia and Switzerland.
Are the amounts lower if my accommodation is booked?
Often, yes. France, Belgium, Croatia and Norway, among others, set lower amounts if you have a hotel booking or are staying with a host. The calculator shows the standard amount and each country's lower rates in its description.
Related calculators
- Schengen 90/180 calculator: check how many days you can stay
- Passport validity checker: the 10-year and 3-month passport rules
- ETIAS, ETA and ESTA checker: whether you need a travel authorisation
Disclaimer: This tool is for information only and is not legal, tax or immigration advice. Rules change and can depend on your circumstances. Rules checked against the European Commission reference amounts in November 2026.
